This privacy policy explains how we collect your personal information and how we maintain, use and disclose that information. This privacy policy does not apply to parties that may be linked or associated with our website (for example, lenders) and to whom you may disclose personal information. You agree to this privacy policy by accepting Loanwoan.com’s Terms and Conditions, which occurs by you accessing, browsing, or using this website.
We collect the following personal and business information in order to carry out the services offered by our website:
We will not seek to collect sensitive information (e.g., information on your health or criminal records, or your racial or ethnic background), unless it is necessary to carry out our services. If we do have to collect such sensitive information, we will do so in accordance with the Information Technology Act, 2000.
We will use the information you have provided to:
Such disclosures are to your benefit, and enable and help us to offer the products and services available through our website.
By accepting the Terms and Conditions on our website, you agree that your information may be shared with third-party contractors that provide services to Loanwoan.com. In such circumstances, your information will be treated as confidential and private, and not used for any purpose other than that which is authorised by Loanwoan.com.
Additionally, Loanwoan.com may share personal information about our user base with carefully selected third parties, so they can offer goods and services that may be of interest to you. If you do not wish to receive offers from such third parties, you will be able to opt-out of these communications through your user account.
From time to time, we may gain access to external data sources that includes information about our customers. We may combine that data with the personal and business information collected above in order to carry out our business purposes. In circumstances where we gain information from an external source, it will only be used for the specific purpose for which it was provided to us by the external source.
Loanwoan.com maintains security measures to protect against loss, misuse or unauthorised alteration of information stored in our database. We will exercise care in providing secure transmission of information between your computer and our servers, but we cannot ensure or warrant the security of any information submitted via the internet.
We may hold or process the information collected from you on servers located overseas, including for storage, hosting, analytical, reporting, testing, and filtering purposes. If we do this, we ensure that the organisations providing the servers have appropriate data handling and security standards to comply with this policy.
By using our website and providing us with your personal information, you consent to the disclosure of your information to such overseas providers.
To ensure that our product and service offering is most appropriate to your situation, it is important for us, and for you, that the information we hold about you and your business is accurate. We request that you use your account settings and correspondence with us to keep this information up to date.
You may request access to the information that we hold about you through the contact details on our website. We will process your request within a reasonable time, which will depend on the nature and size of the request. There is no fee for making a request for information. However, we may charge you the cost of processing your request (for example, an hourly rate of the person assigned to collate your information, and any out of pocket expenses such as photocopying).
In some circumstances, where empowered to or required to by law, we may refuse access to certain personal information. If we refuse access to any personal information, we will give you notice of the reasons for refusal.
We take appropriate measures to ensure that your information disclosed to us is kept secure, accurate and up to date. This site has reasonable security measures in place to protect the loss, misuse and alteration of the information under our control. We utilize firewalls, SSL encryption technologies, and secured server and authentication procedures for security purposes for our website.
Unauthorised attempts to upload or change information (or otherwise cause damage to this Website) are strictly prohibited. However, we assume no liability for any disclosure of information due to any errors in transmission, unauthorised third party access to our website and databases or other acts of third parties, or acts or omissions beyond our reasonable control. In the event Amadeus becomes aware of any security breach, we will notify you as soon as possible and take appropriate action to the best of our ability to remedy such a breach.
We may store some information such as cookies on your Device when you access our Website. Cookies are text files containing small amounts of information, which we download onto your Device when you visit our Website and App for record-keeping purposes. We can recognise these cookies on subsequent visits and they allow us to remember you.
A few important things you should know about our use of Cookies:
We may choose to amend this policy from time to time, and will notify you of any changes to this policy that require your consent. In the event we make any material changes to this policy, we will notify you by email and change the revision rate at the top of this policy. In addition, we encourage you to review this page from time to time in order to stay abreast of any changes to the policy.
If you would like to contact us about this privacy policy, or have any questions or complaints, please email or call us through the contact form or telephone number available on our website, or by sending mail to the address below. We will do our best to respond promptly to any questions or complaints you have regarding our privacy processes.
If at any time you have a complaint about our collection, handling, use or disclosure of information, please write to us at:admin@loanwoan.com
